Terms of Use

By using this website you agree to these terms. If you do not agree, please do not use the site.

Meredith Lozano is a licensed insurance producer operating as Legacy by Lozano, an independent agency. We may only transact insurance business in states where we hold an active license: Texas, Oklahoma, Louisiana, Indiana, Alabama, and Georgia. Licensed insurance producer. License numbers available upon request. Nothing on this site is an offer to sell insurance in a state where we are not licensed.

Content on this site is general education about insurance and retirement products. It is not tax, legal, investment, or individualized financial advice. Consult your own qualified professional before acting.

Any premium figure shown or provided is an estimate based on information you supply and is not a binding offer of insurance. Actual rates depend on carrier underwriting, age, state, health history, tobacco use, and plan selected. Coverage exists only when a carrier approves an application, issues a policy, and the first premium is paid. The issued policy and its riders, exclusions, and limitations govern in all cases.

Submitting a form on this site starts a request; it does not create coverage, bind a carrier, or replace a formal carrier application. Providing false or incomplete information on an insurance application may result in denial of a claim or rescission of the policy.

Guarantees on any policy or annuity are backed solely by the claims-paying ability of the issuing insurance carrier, not by Legacy by Lozano.

To the fullest extent permitted by law, Legacy by Lozano is not liable for indirect, incidental, or consequential damages arising from use of this website or reliance on its content.

We may update these terms at any time. Continued use of the site after changes are posted constitutes acceptance.

Legacy by Lozano · info@LegacybyLozano.com · (979) 451-5887